Welcome to the Capitalb website. These Site Terms set out the terms and conditions that apply to your access and use of this website. By visiting or using this website, you agree to comply with the Site Terms and all applicable laws. If you do not agree, you should not use this website.

In addition to the Site Terms, your use of certain parts of this website is subject to our Privacy Policy. We may make changes to the Site Terms at any time by posting the updated terms on this website. The updated Site Terms will take effect immediately on posting. By visiting or using this website at any time after any update, you agree to the updated version of the Site Terms.

  1. Copyright

    All material, information, content, data, graphics, images, photographs and software (Material) on this website is owned by Capitalb or its licensed source. The compilation of Material on this website is owned exclusively by Capitalb.

    Capitalb grants you a limited, non-exclusive licence to use this website only as permitted by these Site Terms, provided that you do not modify the website or any Material and you retain all copyright, trademark and proprietary notices. Under this licence you must not:

    1. copy or download the website in whole or part (other than page caching);
    2. use the website or any Material for any commercial purpose or for any public display, except with the express written consent of Capitalb;
    3. attempt to decompile or reverse engineer any Material or other information contained on the website;
    4. transfer this website or any Material to any person or “mirror” this website or any Material on any other server; or
    5. whether through the use of additional software or by any other means, data mine or conduct automated searches on this site or the data contained in it.
  2. Trademarks

    The images, logos and names on this website which identify Capitalb or its affiliates are proprietary marks of Capitalb or one of its affiliates (Marks). The Marks must not be used:

    1. in connection with any product or service that is not a Capitalb product or service;
    2. in any manner that is likely to cause confusion among customers; or
    3. in any manner that is derogatory to Capitalb.

    You may not frame or use framing techniques to enclose any Mark or other proprietary information (such as images, text or forms) or use meta tags or “hidden text” using any Mark, without Capitalb’s prior written consent.

    Capitalb grants you a limited, revocable, non-exclusive right to create a hyper-link to the home page of this website, provided that the link does not represent Capitalb or its affiliates, or any of their services, in a misleading, disparaging or otherwise offensive manner. You may not use any Mark (other than Capitalb’s name) as part of the link, without Capitalb’s prior written consent.

  3. Third Party Sites

    This website may contain links to websites and services operated by third parties (Third Party Sites). Third Party Sites are not under Capitalb’s control and Capitalb is not responsible for, and does not endorse, those Third Party Sites. You access and use Third Party Sites at your own risk.

  4. Information provided by you

    You may submit your feedback, suggestions, ideas, comments, questions or other information to us from time to time (Your Content). Your Content must not:

    1. breach any applicable laws, regulations, standards or codes;
    2. infringe any third party’s rights; or
    3. contain material that is unlawful, threatening, defamatory, obscene, indecent or otherwise offensive.

    You grant Capitalb a non-exclusive, irrevocable, perpetual, royalty-free and fully sub-licensable licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display Your Content throughout the world in any media. You grant Capitalb and its sub-licensees the right to use the name that you submit in connection with Your Content, if they choose.

  5. Changes to this website

    We may, at any time and at our sole discretion, change, remove, discontinue or disable access to Material which forms part of this website or remove or disable links or references to Third Party Sites.

  6. Disclaimer

    The information on this website may contain delays, errors and omissions. Capitalb does not warrant the suitability, completeness, accuracy or currency of any information on this website including any Third Party Site or that any services, including services provided by third parties referred to on our website, will be uninterrupted, timely, secure, suitable for your purposes or error-free.

    The material and information contained in this website is not intended to be advice. You may not rely on this information and should always seek independent advice before making any business decision.

  7. Liability

    Capitalb’s liability for statutory or implied conditions or warranties, which cannot be excluded, is limited to the maximum extent allowable under applicable law.

    To the extent permitted by applicable law, Capitalb is not liable (whether in contract, negligence or any other tort, under any statute or otherwise) for any loss, damage or expense (including special, indirect, consequential loss, loss of profit or revenue, loss of goodwill, loss of data or business interruption) (Loss) that you or any person incurs arising directly or indirectly out of or referable to Material on this website or a Third Party Site.

    You indemnify Capitalb against all Loss incurred by Capitalb arising directly or indirectly out of your use of this website or your breach of these Site Terms.

    In these Site Terms, indemnities and limitations and exclusions of liability in favour of Capitalb are to be construed as indemnities, limitations and exclusions in favour of each of Capitalb’s affiliates.

  8. General

    All rights not expressly granted in these Site Terms are reserved by Capitalb.

    If a provision of these Site Terms is void, voidable, unenforceable or the invalid part severed, the remainder of this Agreement will not be affected.

    No failure, delay or indulgence by Capitalb in exercising any power or right conferred by these Site Terms will operate as a waiver of that power or right.

    Capitalb may assign, novate or transfer any of its rights or obligations under these Site Terms without your consent. You may not assign, novate or transfer any of your rights or obligations under these Site Terms without Capitalb’s prior written consent.

    These Site Terms are governed by the laws of the jurisdiction from which you access this website.